# AndNext

> AndNext is a finance planner and budget app for Mac. It shows how your account balance will develop over the coming months and up to 10 years, answers “Can I afford it?” and lets you try out decisions first. All data stays on your computer, with no account and no cloud.

AndNext is a desktop app (macOS) by a small team in Berlin. It suits anyone who wants to plan their personal finances ahead, without spreadsheets and without handing their data to a cloud. Typical questions AndNext answers: Will my money last until the end of the month? Can I afford a new car? Where will I be in 10 years? What difference does it make if I eat out less?

## Facts
- Platforms: macOS; a Windows version is coming soon (no iPhone, iPad or web version)
- Price: one-time purchase, no subscription, updates included. €19.99 for the first 100 purchases, €39.99 afterwards. Payment via Lemon Squeezy.
- Trial: 14 days free with every feature, no sign-up and no payment details
- Privacy: all financial data stays on your own computer, no user account, no server, no cloud
- Bank data: direct connection to over 2,000 banks in 29 European countries via Enable Banking (licensed in the EU, read-only), or CSV import from any bank worldwide
- Languages: German and English; 12 currencies
- Not included: investment accounts, investing or investment advice

## Features
- Account balance forecast for 1, 2, 5 or 10 years
- Day-by-day view of the current month and a budget per day
- “Available”: what is really left after all planned costs, even just before payday
- “What’s left over”: surplus per month and how much you will have saved in 12 months
- “Can I afford it?” checked against your minimum balance, even just before payday
- What-if scenarios (a child, part-time work, moving, buying a car …) to combine and save
- Your biggest savings levers, based on your own spending
- Multiple accounts and joint accounts, transfers are detected
- Bank connection for over 2,000 banks in 29 countries (read-only) or CSV import from any bank
- Savings goals, reserves for yearly costs, safety net
- Data stays on your computer, no account, no cloud
- German and English, 12 currencies, light and dark mode

## Pages
- [Home](https://andnext.app/en/): overview, features, comparison, price
- [Questions and answers](https://andnext.app/en/faq/): purchase, setup, bank, forecast, saving, privacy
- [Supported banks](https://andnext.app/en/banks/): searchable list of all connectable banks by country
- [All questions as text](https://andnext.app/en/llms-full.txt)
- [German version](https://andnext.app/llms.txt)

## Contact
- Email: support (at) andnext.app